1.1 Promote High-Quality Convergent Supervision across the EU
We aim to drive consistent and effective supervision throughout the Single Market.
EIOPA Strategy Towards 2030
Mission
EIOPA seeks to enhance European societal resilience by contributing to the stability and sustainable development of the European insurance and occupational pensions sectors, for the benefit of citizens and society more broadly. Operating in supervisory unity - thereby promoting consistent implementation of regulatory requirements via high-quality supervisory practices, effective enforcement measures, and sound technical advice - EIOPA strives to protect the rights of policyholders, pension scheme members and beneficiaries and to foster public trust in the EU's insurance and occupational pensions sectors.
Vision
Operating in supervisory unity to efficiently and effectively support resilient, consumer-centric and thriving insurance and pensions sectors - contributing to a safe and sustainable European Single Market.
Strategic Objectives
- Ensure strong and consistent protection of consumer interests throughout the EU.
- Strengthen the stability and sustainability of the EU insurance and occupational pensions sectors.
Strategic Activity Areas
Strengthening Single Market Integration
We aim to enhance the functioning of the Single Market by fostering high-quality, convergent supervisory practices and ensuring a consistent level of consumer protection across Europe.
Strengthening Single Market Integration - Details
1.2 Strengthen Supervisory Response across the Single Market
We aim to ensure robust, proportionate, and effective supervisory response across the EU.
1.3 Deepen Global Engagement
To address global challenges and align with global standards, we continue to strengthen international cooperation.
Enhancing Market and Societal Resilience Against Risks
We aim to strengthen the resilience of European society by enhancing the capacity of the insurance and pensions sectors to withstand both current and emerging challenges. These challenges include threats to financial stability, digital and cyber risks, climate-related shocks, and long-term structural vulnerabilities such as the natural catastrophe protection gap and the pension gap. This work will be carried out in close collaboration with other relevant EU and international authorities.
Enhancing Market and Societal Resilience Against Risks - Details
2.1 Strengthen Risk Assessment Capabilities and Preparedness
We aim to reinforce sector-wide resilience through enhanced monitoring and crisis preparedness.
2.2 Contribute to Societal Resilience
We aim to build a more resilient society by strengthening consumer trust and protection.
2.3 Promote Cross-Sectoral Collaboration
We aim to enhance coordination and knowledge sharing across sectors and borders.
Simpler, Bolder, Faster: Better Regulation Supporting Supervision
We are committed to maintaining a fit-for-purpose regulatory and supervisory framework that is efficient, forward-looking, and provides robust consumer protection. This includes striving for a stable, clear, and consistent regulatory rulebook while simplifying rules, processes, and structures wherever possible. It also involves leveraging innovation, SupTech, and data sharing to enhance effectiveness. At the same time, we aim to actively promote the role and value of insurance and pensions within a dynamic socio-economic landscape shaped by expanding cross-sectoral regulation.
Simpler, Bolder, Faster: Better Regulation Supporting Supervision - Details
3.1 Enhance Regulatory Effectiveness Through Technical Advice and Simplification
We aim to contribute to a more effective, streamlined, and proportionate regulatory and supervisory framework.
3.2 Leverage SupTech and Digital Innovation
We aim to enhance supervisory effectiveness and operational efficiency through digital innovation.
3.3 Strengthen Data Governance, Management and Sharing
We aim to optimise the use of data as a strategic asset for better supervision.
Why a New Strategy?
Fast-changing Environment
We live in an era defined by uncertainty, shaped by geopolitical tensions, economic fragility, and environmental challenges. It is essential not only to respond, but to act with impact - ensuring that every initiative, intervention, and policy delivers tangible benefits for citizens and for society more broadly.
New European Priorities
Advancing the Savings and Investments Union, strengthening the Single Market, and building the trust necessary for citizens to move from saving to investing with confidence are now a priority both for Europe and for EIOPA.
Digitalisation
Technological innovation and digitalisation are transforming financial markets at unprecedented speed - reshaping business models, consumer behaviour, and risk dynamics. Supervisory frameworks and practices must continuously adapt to remain fit for purpose.
Closing Statement
Our priorities will be to strengthen the Single Market, to enhance societal resilience - particularly in the face of an ageing population, sustainability pressures, and natural catastrophes - and to approach regulation and supervision in ways that are simpler, bolder, and faster. Beyond strategies and policies, this is about people. EIOPA is firmly rooted in its founding values and always attuned to the changing environment as a united supervisory community.
Together - with our members, our staff, and our stakeholders - we will strengthen the European supervisory community, pool knowledge and expertise, and foster a truly European spirit of working together, for the benefit of citizens and businesses alike.
Ultimately, supervision is not about systems - it is about people, their security, and their future.